RISK ANALYSIS DASHBOARD
Comprehensive risk assessment for loans and credit cards
At-Risk Loans
16
$1,477,689 at risk
Over-Limit Cards
16
$20,031 over limit
High Utilization
38
Cards above 80% utilization
Default Probability
38.1%
Average default risk
Loan Risk Distribution
Risk level breakdown for all loans
Risk Factors
Key metrics affecting loan risk
Total Loan Value$2,003,827
At-Risk Loan Value$1,477,689
Default Probability38.1%
Top Risky Loans
Loans with highest risk scores requiring immediate attention
| Customer | Loan Type | Balance | Risk Score | Risk Level | Payment History | Days Past Due | Default Prob. |
|---|---|---|---|---|---|---|---|
James Jones CUST-0088 | mortgage | $24,718 | 100.0 | critical | 60.5% | 71 days | 90.0% |
Jennifer Johnson CUST-0190 | mortgage | $0 | 95.0 | critical | 76.0% | 74 days | 86.0% |
Linda Jones CUST-0035 | mortgage | $44,858 | 85.0 | critical | 66.8% | 29 days | 78.0% |
James Martinez CUST-0009 | mortgage | $51,349 | 75.0 | critical | 72.1% | 21 days | 70.0% |
Jennifer Jones CUST-0096 | auto | $7,209 | 75.0 | critical | 63.7% | 70 days | 70.0% |
Linda Williams CUST-0135 | mortgage | $366,629 | 75.0 | critical | 81.8% | 7 days | 70.0% |
Jennifer Smith CUST-0137 | auto | $22,706 | 75.0 | critical | 68.8% | 78 days | 70.0% |
John Jones CUST-0046 | mortgage | $155,050 | 70.0 | high | 91.4% | 1 days | 66.0% |
Mary Garcia CUST-0056 | mortgage | $26,426 | 65.0 | high | 71.9% | 40 days | 62.0% |
William Smith CUST-0071 | mortgage | $228,042 | 55.0 | high | 91.2% | 20 days | 54.0% |
John Rodriguez CUST-0076 | auto | $924 | 55.0 | high | 73.9% | 41 days | 54.0% |
Michael Williams CUST-0095 | personal | $0 | 55.0 | high | 80.5% | 40 days | 54.0% |
Robert Miller CUST-0116 | mortgage | $93,444 | 55.0 | high | 93.7% | 16 days | 54.0% |
Jennifer Martinez CUST-0177 | mortgage | $89,821 | 55.0 | high | 87.9% | 1 days | 54.0% |
Michael Miller CUST-0178 | personal | $7,078 | 55.0 | high | 73.1% | 46 days | 54.0% |
Jennifer Rodriguez CUST-0180 | mortgage | $337,555 | 55.0 | high | 92.7% | 4 days | 54.0% |
Michael Miller CUST-0187 | auto | $0 | 55.0 | high | 61.4% | 9 days | 54.0% |
John Miller CUST-0105 | auto | $18,231 | 45.0 | medium | 87.5% | 48 days | 46.0% |
Elizabeth Miller CUST-0038 | auto | $26,355 | 40.0 | medium | 92.3% | 9 days | 42.0% |
Elizabeth Williams CUST-0188 | mortgage | $368,794 | 40.0 | medium | 99.7% | Current | 32.0% |